Program Approval Process

Program approval has three phases. In Phase I, you submit an application along with your payment (if applicable, amount varies based upon application type and card program) to us, giving details of your proposed program. We perform our due diligence, and present a business case to our bank(s) on your behalf. We work with you and the bank to make sure all aspects of your program are in compliance with all bank, processor and card-association rules and regulations. Phase I can be completed with preliminary bank approval, and usually takes 1 to 2  weeks.

In Phase II, we have you sign a program agreement, pay the applicable setup fees (plus a 50% prepayment on your initial card order) and we submit the program to the bank and processor for setup and implementation.

In Phase III (which applies to custom programs only) we get final approval from Visa or MasterCard for your card design and program setup parameters. We get bank approval for your Cardholder Agreement, and Visa/MasterCard approval for any promotional material that you plan to use in conjunction with your program.

Once all approvals are in place and your cards have been produced, your program can be launched. The entire process typically takes 30 days for a standard payroll-card program, and 90 to 120 days for a custom program, depending on the size and complexity of the program. Launch dates cannot be guaranteed.

What We Do

We are prepaid card program specialists.

Our job is help you design, set up, launch and maintain your prepaid card program.

We understand Visa/MasterCard rules and regulations, bank terminology, the unique capabilities of the various processors, and the myriad of details required to put a program together.

We leverage our established relationships with multiple partners, banks and processors to offer you fast, comprehensive program implementation.

We are also technologists. We have developed a proprietary system that interfaces with various banks and processors to provide Internet and telephone access for all of our programs.

We also offer a personal touch. We are a small company, and offer you the personalized attention you deserve. Whether you need 500 cards, or 50,000, we can make it happen.

Submit an Application

The first step towards starting a card program is to review the information on our web site.

Once you contact us we will forward to you our program applications form. 

If you have any questions about the application form, please contact us at 1-800-728-3486 or submit an Inquiry Form, and a customer service representative will contact you.

Your completed Program Application form can be faxed to us at 847-827-0169, or emailed to masis@bestinc.net

Submit an Inquiry

Please fill out and submit the form below, and a program specialist will contact you by phone.